ABN

Australian business number

AVN

automated valuation model

CAS

casual employment

CBC

case by case

COM

commission

COMM

commercial

COMP

compensation

CoS

contract of sale

DUA

direct underwriting authority

E/D

end debt

ES

essential services

FG

family guarantor

FHO

first home owner

GEN/SAV

genuine savings

INV

investment

I/O

interest only payment

LMI

lenders mortgage insurance

LOC

line of credit

LVR

loan to value ratio

MAX

max

MIN

minimum

NA

not applicable

NOA

notice of assessment

NON-GEN

non-genuine savings

O/A

overall

O&A

offer & acceptance

OFI

other financial institution

O/O

owner occupied

O/S

overseas

P&I

principal & interest payment

PA

per annum

PAYG

pay as you go income

P/D

peak debt

PM

per month

PPT

permanent part time employment

PRE-APP

pre-approval

RE:

regarding

REFI

refinance/d

RESI

residential

RESI/COMM

residential/commercial

S/E

self employed

SoFP

statement of financial position

SMSF

self managed super fund

UN-CON

unconditional approval

VAL

valuation